I found that that my taking of the MFS course was a big waste. The main reason I took it is that if I move back to Florida which is my home state they will not transfer my motorcycle endorsement from Alabama and I would have to take the MSF course to do so. Alabama is the only state that Florida will not accept their Motorcycle endorsement. Probably because Alabama is the easiest of the 50 states to get the endorsement.
I checked and the course fee in Florida is $275. Here in Alabama it's $250 but they give a $100 discount for Veterans so it only cost me $150. So I figured I'd take it here and get it out of the way. Then if and when I ever move back to Florida I could just present my MSF completion card and they would transfer my license with the motorcycle endorsement. But then after I took the course I re-read the Florida requirements and found out I had missed something. They will only accept the MSF completion if it was done in the past one year period.

Crap! The chance that I would move back to Florida within a year is not likely. So I would have to take it again.
But I figured heck, at least I'll get a discount on my insurance. So I called up Progressive whom I am insured with and told them about having taken the MFS course. And they were pleased to tell me that I was entitled to a discount.

A discount of $2 a year.

And the course has to be in the last 3 year period. So I'll save a total of $6 bucks on my insurance for taking that course. The hits keep coming!
They also told me they would give me a pro-rated refund for the current year which is almost over. That would come to 11 cents. I told the girl on the phone to not worry about the refund but she insisted and a few days later I received a check in the mail for 11 cents. I wonder how much it cost them to cut and mail out that check?

Anyway I thought about what it would be like to take that 11 cent check to my credit union and go up to the teller and say "please deposit this into my account" and decided to tear it up.